Great job, Rose.

These days, or maybe for the last five years, the banks have had lower interest rates.
Many people borrow money from banks and buy real estate like apartmenst, and land, and they rent homes to people with high interest rates.
People get mortgages excessively beyond their ability to pay.
Presently, apartment prices are skyrocketing compared to five years ago and even some apartment prices have doubled.
Although you have a house, you have to repay principal and interest, so you hardly use money for living. Those people are called “house poor."
Experts say that the bank rates will be rising in the near future.
People who bought houses with mortgages may be in a dangerous, domestic economic situation.